How to Buy Cryptocurrency with a Debit Card Instantly — Step-by-Step Guide

Buy crypto instantly with your debit card on Coinme. Link a Visa or Mastercard, select from 11 cryptocurrencies, and receive crypto in your wallet within minutes. Transactions process 24/7 with transparent fees displayed before every purchase.

The 3-Step Debit Card Purchase Process

Coinme delivers crypto to your wallet in 1-3 minutes after payment confirmation. Verify your identity once, link a debit card, and you’re ready to buy.

Step 1: Create and verify your account
Download the Coinme app, sign up with email or phone, and complete identity verification. Verification typically completes within minutes and is required for KYC/AML compliance. You must be 18+ and a US resident in one of our supported states.

Step 2: Link your debit card
In the app, tap “Transact” then “Buy” and select “Link Card.” Enter your card number, expiration date, CVV, and billing address (must match bank records exactly). 

Step 3: Buy cryptocurrency
Select from 11 cryptocurrencies: Bitcoin (BTC), Ethereum (ETH), Solana (SOL), XRP, Dogecoin (DOGE), Litecoin (LTC), Chainlink (LINK), Polygon (MATIC), Stellar Lumens (XLM), USDC, and FISC. Enter your dollar amount or desired crypto quantity. Review the fee breakdown, confirm, and crypto delivers to your Coinme wallet within seconds.

Security Features

Coinme is a licensed money transmitter since 2014, registered with FinCEN, and regulated in almost all states. The platform uses cold storage custody, two-factor authentication (2FA), and 24/7 transaction monitoring.

If your linked card is lost or stolen, remove it immediately in app settings and contact your bank.

Frequently Asked Questions

Crypto typically arrives in your Coinme wallet within 1-3 minutes after successful payment authorization.

Most prepaid cards are declined because issuers restrict cryptocurrency transactions. Use a bank-issued Visa or Mastercard for best results.

Common causes include insufficient funds, billing address mismatch, or issuer restrictions on crypto purchases. Verify your balance, confirm your billing address matches bank records, and contact your card issuer about crypto transaction permissions.

Coinme operates in almost every US state! Chances are you’ll be all clear when creating your account.

Yes, but currently only Visa debit cards are supported for selling. Mastercard support is coming soon.

Start Buying Crypto with Your Debit Card Today

Download the Coinme app

And make your first instant debit card purchase

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