Coinme Pricing & Fees.
Coinme is a leading cryptocurrency cash exchange in the United States with thousands of physical locations to cash in and out of crypto. We offer a variety of cryptocurrencies through our app and trusted partners to make accessing crypto with cash or debit instant, simple, safe and affordable.
Coinme App Fees
BUY
Visa, Mastercard
2% exchange fee + 3.25% card processing fee ($1 min)
SELL
Visa
2% exchange fee + 1.5% instant withdrawal fee ($0.50 min)
SEND
Debit Card
Buy BTC, ETH, LINK, MATIC, LTC, DOGE, XLM and USDC with a Visa or Mastercard debit card.
Visa, Mastercard
2% exchange fee
+ 3.25% card processing
fee ($1 min)
Transaction limit: $2,900/day*, $30,000/mo*
Visa
2% exchange fee
+ 1.5% instant withdrawal fee
($0.50 min)
Transaction limit: $2,900/day*, $30,000/mo*
Buy BTC, ETH, LINK, MATIC, LTC, DOGE, XLM and USDC at select Coinstar locations.
7-11% cash exchange fee
+ 4% transaction fee
Fees may vary by location
USDC 4% transaction fee
Transaction limit: $2,900/day*, $30,000/mo*
–
Buy and sell BTC only.
4% cash exchange fee
+ $2.75/transaction fee
Transaction limit: $2,000/day*, $30,000/mo*
4% cash exchange fee
+ $2.75/transaction fee
Transaction limit: $500/transaction*, $2,900/day*, $30,000/mo*
ATM Locations
Sell crypto for cash pick up.
–
2% cash exchange fee
+ $2.50/transaction fee
USDC $2.50 transaction fee
Transaction limit: $20 min, $400/transaction*, $2,000/day*, $30,000/mo*
BUY
7-11% cash exchange fee
+ 4% transaction fee
Fees may vary by location
USDC 4% transaction fee
Transaction limit: $2,900/day*, $30,000/mo*
SELL
–
SEND
MoneyGram
BUY
4% cash exchange fee
+ $2.75/transaction fee
SELL
4% cash exchange fee
+ $2.75/transaction fee
SEND
ATM Locations
Buy
–
SELL
2% cash exchange fee
+ $2.50/transaction fee
USDC $2.50 transaction fee
Transaction limit: $20 min, $400/transaction*, $2,000/day*, $30,000/mo*
SEND
*transaction limits may vary by state, location, purchase method, and account status
Network Fees
Send transactions from the Coinme wallet are subject to network fees, which vary by coin and blockchain. As a best practice, always check the current network fees for the cryptocurrency you are interested in sending as it’s not uncommon for the fees to be higher than the amount of cryptocurrency you wish to send. USDC sends are free when using the Stellar blockchain.
Bitcoin Network Fees
Every bitcoin send transaction from the Coinme Wallet is subject to bitcoin network fees. Bitcoin network fees refer to a sum that is charged by bitcoin miners to process a bitcoin blockchain transaction. Bitcoin network fees vary depending on how busy the bitcoin network is and are published publicly. To learn more about how bitcoin network fees work, see our explainer post.
Ethereum Gas Fees
Just like bitcoin, transactions on the Ethereum network are subject to fees that are paid to miners. While transactions in bitcoin are measured in size (bytes), transactions on the Ethereum network are measured in computational effort, called “gas.” Gas refers to the fee charged to conduct a transaction on the ethereum network successfully and is calculated in Gwei – the fractional unit of Ether. The average send price varies based upon network traffic and can be quite high. It’s not uncommon for the send fees to be more than the amount you wish to send. These fees are not controlled by Coinme but the Ethereum network. Gas fees are publicly available and should be consulted before initiating a send transaction.
Many popular cryptocurrencies are built on the ethereum network as ERC20 tokens and, therefore, are also subject to aforementioned gas fees. Chainlink (LINK),Polygon (MATIC), and USD Coin (USDC) are ERC20 tokens offered on Coinme that are subject to Ethereum network fees.
Fee Examples
Andrew wants to buy $100 of bitcoin at a Coinme-enabled Coinstar kiosk. The current market price for bitcoin is $50,000. Andrew sees a quoted bitcoin price on the Coinstar kiosk of $55,500, which represents the 11% cash exchange fee, then the 4% transaction fee for a total fee of 15%. To purchase $100 of bitcoin, he will need to insert $115 into the kiosk to cover the fees. Should Andrew want to send his bitcoin to another wallet, that transaction will be subject to a bitcoin network fee, which is publicly available here.
Andrew wants to buy $100 of USDC at a Coinme-enabled Coinstar kiosk. As USDC is a stablecoin, the price is fixed at a 1-to-1 U.S. Dollar to USDC ratio. Andrew sees a 4% cash exchange fee on the Coinstar kiosk. To purchase $100 of USDC, he will need to insert $104 into the kiosk to cover the fee. Should Andrew want to send his USDC to another wallet, that transaction will be subject to the network fee of his choosing. Sending USDC on Stellar is free and does not incur a network fee in the Coinme wallet.
Andrew wants to buy $100 of bitcoin at Coinme from a participating MoneyGram location (excluding WalMart). The current market price for bitcoin is $50,000. Andrew sees a quoted bitcoin price in the app of $52,000 which represents a 4% cash convenience fee, as well as a $2.75 transaction fee. To purchase $100 of bitcoin, he will need to provide $106.75 at the MoneyGram counter. Should Andrew want to send his bitcoin to another wallet, that transaction will be subject to a bitcoin network fee, which is publicly available here.
ATM Locations
Andrew wants to cash out $100 of bitcoin at a Coinme-enabled ATM. The current market price for bitcoin is $50,000. Andrew sees a quoted bitcoin price of $49,005, which includes a 1.49% exchange fee and a 0.5% spread. Upon completing his sale transaction, he will also see a $2.50 flat fee, for a total charge of $102.50. As a result, the total value of cash Andrew will receive is $100.00 in twenty dollar bills.
Let’s say Andrew wants to cash out $100 of USDC instead of bitcoin, which has different price attributes. The current market price for USDC is $1.00. Andrew is charged no exchange fee. Upon completing his sale transaction he’ll only see a $2.50 flat fee charged, for a total charge of $102.50. The total value of cash Andrew will receive is $100 in twenty dollar bills.
Coinme App – Debit Card Fees
Andrew wants to buy $100 of bitcoin from the Coinme app and decides to fund the transaction using his debit card. The current market price for bitcoin is $50,000. Andrew sees a quoted bitcoin price in the app of $50,250 – which includes a 0.5% spread. Upon completing his transaction he will see a 1.5% exchange fee plus a 3.25% credit card processing fee. To purchase $100 of bitcoin, he will need to input approximately $106 for purchase with his debit card. Should Andrew want to send his bitcoin to another wallet, that transaction will be subject to a network fee, which is publicly available here.
Let’s say Andrew has $100 of bitcoin he would like to sell in the Coinme app to his Visa debit card and the current market price is $50,000. Andrew sees a quoted bitcoin price in the app of $49,750 – which includes a 0.5% spread. Upon completing his sale transaction he will see a 1.5% exchange fee plus a 1.5% instant withdrawal fee. The total value of USD Andrew will receive on his Visa debit card is $96.50.